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Best Online Therapy — every ranking, by use case and budget

We paid for every platform here and used it as a client would, then verified licences and read the privacy policies and FTC records. Scores are locked before any affiliate link is added.

Suggested online therapy for you
TalkiatryTalkiatry Good 8.0
Psychiatrists are employees, not contractors; 60...Learn More
We Recommend
TalkspaceTalkspace Good 8.3
Covered by most large insurers and many employer...Learn More
Symptom tracking every session showed our tester...Learn More

In-depth online therapy reviews

Talkspace

Aug 26, 2026 · Editor Score 8.3

In-network with most major insurers, psychiatry on the same platform, and messaging between sessions — the most complete service we tested

Read Talkspace Review

Talkiatry

Aug 23, 2026 · Editor Score 8.0

Psychiatrists employed by the practice, 60-minute first appointments, and in-network with most major insurers — no cash option at all

Read Talkiatry Review

Brightside Health

Aug 24, 2026 · Editor Score 8.0

Evidence-based care for anxiety and depression with measurement-based tracking and psychiatry — in-network with many insurers

Read Brightside Health Review

Open Path Collective

Aug 21, 2026 · Editor Score 7.6

A nonprofit directory of licensed therapists who agree to $40–$80 a session for people without adequate insurance — the cheapest real therapy here

Read Open Path Collective Review

Amwell

Aug 22, 2026 · Editor Score 7.4

Pay-per-visit telehealth with therapy and psychiatry, no subscription, and insurance accepted — see a therapist once without signing up for a month

Read Amwell Review

BetterHelp

Aug 25, 2026 · Editor Score 7.2

The largest network and the fastest first match, with unlimited messaging and one live session a week — no insurance, and a 2023 FTC privacy order on the record

Read BetterHelp Review

7 Cups

Aug 20, 2026 · Editor Score 6.9

Free 24/7 chat with trained volunteer listeners and peer forums, plus a $150-a-month messaging-therapy tier — support, not treatment

Read 7 Cups Review

Guides that send readers to these rankings

How to Choose an Online Therapy Service (Insurance First, Then Format)

Four questions that narrow seven platforms to one, and the crisis line to use instead if you need help now.

Aug 28, 2026 · 4 min read

How Private Is Online Therapy? What the FTC Cases Changed

HIPAA, the BetterHelp and Cerebral enforcement actions, and the settings to change on any platform.

Aug 26, 2026 · 3 min read