Travelex Insurance Services (Travel Select) review 2027

What problem does Travelex Travel Select solve for families?

Travelex Travel Select is the plan to look at when you are insuring a family rather than one traveler. Children 17 and under are covered at no charge with an insured adult, so the premium you pay covers the adults and the kids ride along. That single feature is why it takes the family slot in this ranking, and it is backed by sound cancellation and evacuation limits: trip cancellation at 100% of trip cost and evacuation at $500,000.

The trade-off is medical. The base Travel Select plan carries a $50,000 emergency medical limit, which is low for international travel, and the plan is built for families and domestic trips. If you are leaving the country, budget for the higher medical upgrade. The plan also offers upgrades for adventure sports and rental car coverage, so the base product is a starting point rather than a fixed package.

How did we score Travelex Travel Select out of 100?

We scored the mid-tier Travel Select plan across four criteria, and it finished with 7.9 overall, fifth of the seven plans tested in this category.

• Coverage — 27 of 35. This criterion measures emergency medical and evacuation limits, trip cancellation and interruption percentages, and baggage and delay benefits on the mid-tier plan. The $500,000 evacuation limit and 100% cancellation are the strengths here; the $50,000 medical limit holds the score down.
• Claims & service — 20 of 25. We look at claim filing method, published payment timelines, 24/7 assistance and complaint ratios in state insurance data. Travelex files claims by web form and email, which is workable but not the fastest method we tested.
• Price — 17 of 20. The premium for our sample trip on the mid-tier plan is $139, the second-lowest quote in the ranking.
• Flexibility — 15 of 20. This covers the cancel-for-any-reason option, the pre-existing condition waiver window, annual plans, free-look period and app. Travel Select offers cancel for any reason as a 75% add-on and a pre-existing waiver if bought within 15 days, but there is no annual plan.

What does Travelex Travel Select do well?

The free child coverage is the standout. Kids 17 and under are covered at no charge with an insured adult, which is what makes this the cheapest way to insure a family on our sample trip. The $139 quote is the second-lowest we recorded, and the $500,000 evacuation limit matches what several higher-scoring rivals offer.

Upgrades are another strength. You can add adventure sports coverage, rental car coverage and a higher medical limit, so a family that needs more medical protection is not forced to switch insurers. Cancellation is set at 100% of trip cost, and cancel for any reason is available as a 75% add-on.

What is inside the Travel Select plan?

The plan we quoted is Travel Select, the mid-tier option; Basic is thin by comparison. The components and limits are:

• Emergency medical: $50,000
• Evacuation: $500,000
• Trip cancellation: 100% of trip cost
• Cancel for any reason: Yes (75%, add-on)
• Pre-existing waiver: Waiver if bought within 15 days
• Annual plan: No
• Sample trip quote: $139
• Underwriter: Zurich American Insurance Company

How does Travelex Travel Select compare with Faye, Seven Corners and Tin Leg?

Against Faye (8.5, $149), Travelex is cheaper at $139 and covers children free, but Faye carries a $250,000 emergency medical limit against Travelex's $50,000, and Faye pays approved claims to a digital wallet. Both offer cancel for any reason at 75% as an add-on; Faye's pre-existing waiver window is 14 days against Travelex's 15.

Against Seven Corners (8.5, $168), Travelex wins on price and on child coverage, but Seven Corners has the highest limits in the ranking at $500,000 medical and $1,000,000 evacuation, plus an annual plan that Travelex does not offer. Seven Corners also gives a 20-day pre-existing waiver window.

Against Tin Leg (8.2, $158), Travelex is again cheaper and covers children free, while Tin Leg offers $500,000 medical, $500,000 evacuation and a 75% cancel-for-any-reason add-on, underwritten by Berkshire Hathaway Specialty Insurance. Tin Leg's pre-existing waiver window is 14 days.

Where does Travelex Travel Select fall short?

The $50,000 medical limit is the clear weak point, and it is the reason the plan lost ground on coverage. For international trips, buy the higher medical upgrade. Claims are handled by web form and email rather than a faster digital process, and Select is the mid plan — Basic is thin, so the entry tier is not the one to compare.

Is Travelex Travel Select good value at $139?

The sample trip quote is $139, the second-lowest quote in the ranking. For a family, the free child coverage means that price insures the adults and the children together, which is where the value sits. The plan is not the cheapest on limits, but it is the cheapest on price among the plans we tested here.

Who should buy Travelex Travel Select?

Families and domestic trips. If you are traveling with children 17 and under and staying within the country, the free child coverage and the $139 quote make this a straightforward choice. If you are heading abroad, price the higher medical upgrade into the decision before you buy.