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Home / Travel & eSIM / Travel Insurance / Allianz Travel Insurance
8.0 Tested Aug 23, 2026 by Team RankingRight

Allianz Travel Insurance (OneTrip Prime) review 2026

The biggest name in the business, with the best annual plans and a proactive app that pays some delay claims automatically

PriceFrom $172 · checked Sep 11, 2026
Medical50,000 $
Evacuation500,000 $

Is the Allianz Travel Insurance Worth It?

Best annual plans. If you take three or more trips a year, an Allianz AllTrips plan is the cheapest way to be covered on all of them, and the automatic delay payments are a real convenience. Single-trip buyers pay more here for less medical cover than Seven Corners.

Allianz Travel Insurance Pros & Cons

Pros
  • AllTrips annual plans from about $150 cover a year of trips
  • SmartBenefits pays fixed delay claims automatically from flight data
  • Kids 17 and under free on OneTrip Prime
  • Largest assistance network; claims history back decades
Cons
  • Medical limit on Prime is $50,000; Premier lifts it
  • No true cancel-for-any-reason; "Cancel Anytime" is Premier-only
  • Highest quote on our sample trip

Allianz Travel Insurance at a Glance

8.0 Editor Score
CoverageEmergency medical and evacuation limits, trip cancellation and interruption percentages, baggage and delay benefits on the mid-tier plan.
26/35
Claims & serviceClaim filing method, published payment timelines, 24/7 assistance, and complaint ratios in state insurance data.
23/25
PricePremium for our sample trip on the mid-tier plan.
13/20
FlexibilityCancel-for-any-reason option, pre-existing condition waiver window, annual plans, free-look period, app.
18/20
Reader ratingNo reader ratings yet — not part of the score
–
Own one? Rate it:

Rubric v1: Coverage 35 · Claims & service 25 · Price 20 · Flexibility 20. Score = Σ ÷ 10, locked Sep 11, 2026. How we rank.

Where to buy — prices checked Sep 11, 2026

Allianz — $172

Best priceVisit Site

Allianz Travel Insurance specifications

Plan quotedOneTrip Prime
Emergency medical50000 USD
Evacuation500000 USD
Trip cancellation100% of trip cost
Cancel for any reasonNo (Cancel Anytime on Premier — 80% of non-refundable cost)
Pre-existing waiverWaiver if bought within 14 days
Annual planYes (AllTrips Basic to Executive)
Sample trip quote172 USD
UnderwriterJefferson Insurance Company / BCS Insurance Company

Why it scored 8

If you take three or more trips a year, an Allianz AllTrips plan is the cheapest way to be covered on all of them, and the automatic delay payments are a real convenience. Single-trip buyers pay more here for less medical cover than Seven Corners.

Where it loses

Price and medical limit on single-trip plans.

Still the right pick for

Frequent travellers who want an annual policy.

Changelog: Sep 11 — rank 3 → 4 · all changes

Allianz Travel Insurance8.0 · $172
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