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Home / Travel & eSIM / Travel Insurance / Travel Guard
7.9 Tested Aug 21, 2026 by Team RankingRight

Travel Guard (Preferred) review 2026

AIG's plans with the widest choice of add-ons — including pet, wedding and adventure riders — and a strong assistance network

PriceFrom $164 · checked Sep 11, 2026
Medical50,000 $
Evacuation500,000 $

Is the Travel Guard Worth It?

Most customisable plans. Travel Guard lets you build a policy that matches an unusual trip — a destination wedding, a trek, a pet at home — better than anyone else. On a plain trip the standard limits and 50% CFAR are ordinary for the price.

Travel Guard Pros & Cons

Pros
  • Riders for pets, weddings, adventure sports, rental cars, name-your-family-member
  • Deluxe plan lifts medical to $100,000 and evacuation to $1 million
  • AIG assistance network in 200+ countries
  • Annual plan available
Cons
  • CFAR refunds only 50%
  • Preferred plan medical is $50,000
  • Quote was among the higher ones

Travel Guard at a Glance

7.9 Editor Score
CoverageEmergency medical and evacuation limits, trip cancellation and interruption percentages, baggage and delay benefits on the mid-tier plan.
27/35
Claims & serviceClaim filing method, published payment timelines, 24/7 assistance, and complaint ratios in state insurance data.
21/25
PricePremium for our sample trip on the mid-tier plan.
14/20
FlexibilityCancel-for-any-reason option, pre-existing condition waiver window, annual plans, free-look period, app.
17/20
Reader ratingNo reader ratings yet — not part of the score
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Own one? Rate it:

Rubric v1: Coverage 35 · Claims & service 25 · Price 20 · Flexibility 20. Score = Σ ÷ 10, locked Sep 11, 2026. How we rank.

Where to buy — prices checked Sep 11, 2026

Travel Guard — $164

Best priceVisit Site

Travel Guard specifications

Plan quotedPreferred
Emergency medical50000 USD
Evacuation500000 USD
Trip cancellation100% of trip cost
Cancel for any reasonYes (50%, add-on)
Pre-existing waiverWaiver if bought within 15 days
Annual planYes
Sample trip quote164 USD
UnderwriterNational Union Fire Insurance Company of Pittsburgh (AIG)

Why it scored 7.9

Travel Guard lets you build a policy that matches an unusual trip — a destination wedding, a trek, a pet at home — better than anyone else. On a plain trip the standard limits and 50% CFAR are ordinary for the price.

Where it loses

CFAR at 50%; base medical limit.

Still the right pick for

Trips that need a specific rider.

Changelog: Sep 11 — rank 4 → 5 · all changes

Travel Guard7.9 · $164
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