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8.1 Tested Aug 24, 2026 by Team RankingRight

H&R Block Online (Deluxe / Premium / Self-Employed) review 2026

Nearly TurboTax's ease for a little less money, a more generous free tier, and 9,000 offices if you want to hand it over

PriceFrom $0 · checked Sep 11, 2026
Matched CPA3 /3
Freelancer return164 $

Is the H&R Block Online Worth It?

Best with in-person backup. H&R Block is TurboTax with a slightly lower price and a physical door to walk through. If the office matters to you, it is the pick of the premium products; otherwise FreeTaxUSA does the same maths for less.

H&R Block Online Pros & Cons

Pros
  • Free tier covers more common forms than TurboTax's
  • Every return matched the CPA
  • Switch to an office appointment at any point
  • Deluxe and state undercut TurboTax
Cons
  • Self-Employed with state is $164
  • Brokerage import covers fewer institutions
  • Upsells throughout

H&R Block Online at a Glance

8.1 Editor Score
Accuracy & guidanceWhether the software reached the CPA's refund on our three returns, and how well its questions caught deductions and credits.
28/30
PriceFederal plus one state for each of the three returns, at the tier the return actually required, in the last week of March.
12/25
Ease of useTime to complete each return, clarity of the interview, and upsell interruptions.
18/20
SupportHelp content, live chat, access to a tax professional, audit assistance.
15/15
Import & featuresW-2 and 1099 import, brokerage import, prior-year import from competitors, refund options.
8/10
Reader ratingNo reader ratings yet — not part of the score
Own one? Rate it:

Rubric v1: Accuracy & guidance 30 · Price 25 · Ease of use 20 · Support 15 · Import & features 10. Score = Σ ÷ 10, locked Sep 11, 2026. How we rank.

Where to buy — prices checked Sep 11, 2026

H&R Block — $0

Best priceVisit Site

H&R Block Online specifications

Free federalSimple returns (includes student loan interest, unemployment)
Simple return (fed + state)0 USD
Freelancer return164 USD
Investor return134 USD
Schedule CSelf-Employed tier
Tax pro accessOnline Assist; in-office
Audit supportFree audit support; Worry-Free Guarantee add-on
ImportsW-2 photo, many brokerages, prior year
State returns$49 each

Why it scored 8.1

H&R Block is TurboTax with a slightly lower price and a physical door to walk through. If the office matters to you, it is the pick of the premium products; otherwise FreeTaxUSA does the same maths for less.

Where it loses

Price against the free products.

Still the right pick for

Filers who might want to hand it to a person.

H&R Block Online8.1 · $0
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