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Home / Home & kitchen / Home Warranty / Select Home Warranty
7.9 Tested Aug 24, 2026 by Team RankingRight

Select Home Warranty (Platinum Care) review 2026

The cheapest premium of the six, with free roof-leak cover thrown in — and the lowest caps, which is where the saving comes from

Select Home Warranty Select Home Warranty
Brand mark of selecthomewarranty.com, used to identify the product; the trademark remains its owner's.
PriceFrom $44.42 · checked Sep 11, 2026
Annual cost at 2 claims723 $
HVAC cap2000 $

Is the Select Home Warranty Worth It?

Cheapest home warranty. Select is genuinely the cheapest, and the caps explain why. It works as appliance cover; treat the HVAC line as a contribution rather than a replacement.

Select Home Warranty Pros & Cons

Pros
  • $723 a year at two claims — the lowest total here
  • Roof-leak cover included free, which others sell as an add-on
  • Frequent two-months-free promotions
  • Covers all 50 states
Cons
  • $2,000 HVAC cap will not replace a system — it will contribute to one
  • $3,000 aggregate cap across the whole year
  • Complaints about claim denials are the highest of the six in BBB records

Select Home Warranty at a Glance

7.9 Editor Score
What is actually coveredWhich systems and appliances the contract names, the per-item and aggregate caps, and the exclusions we found by reading the sample contract rather than the brochure.
21/30
Claims experiencePublished response times, who chooses the contractor, complaint volume in state filings and Better Business Bureau records, and what happens when a claim is denied.
17/25
Total annual costPlan premium plus the service call fee at the number of claims a typical household makes, not the headline monthly price.
20/20
Terms & flexibilityWaiting period, cancellation rights, whether you can pick your own contractor, and coverage caps on the expensive items.
12/15
Add-ons & availabilityOptional cover for pools, septic, wells and second refrigerators, and which states the plan is sold in.
9/10
Reader ratingNo reader ratings yet — not part of the score
–

Rubric v1: What is actually covered 30 · Claims experience 25 · Total annual cost 20 · Terms & flexibility 15 · Add-ons & availability 10. Score = Σ ÷ 10, locked Sep 11, 2026. How we rank.

Where to buy — prices checked Sep 11, 2026

Select Home Warranty — $44.42

Best priceVisit Site

Select Home Warranty specifications

Plan47.75 USD/mo
Service call fee75 USD
Annual cost at 2 claims723 USD
Annual payout cap$3,000 per year
HVAC cap2000 USD
Waiting period30 days
Choose your own contractorNo
Inspection required?No inspection required
StatesAll 50

Why it scored 7.9

Select is genuinely the cheapest, and the caps explain why. It works as appliance cover; treat the HVAC line as a contribution rather than a replacement.

Where it loses

Caps and claim record.

Still the right pick for

Budget buyers covering appliances.

What owners say

No reader ratings yet. This block fills in from real submissions only — we never write, buy or generate reader reviews, and none of them touch the editor score.

Changelog: Sep 11 — rank 3 → 4; Sep 11 — rank 4 → 5 · all changes

Select Home Warranty7.9 · $44.42
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