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4
Allianz Travel Insurance (OneTrip Prime) - The biggest name in the business, with the best annual plans and a proactive app that pays some delay claims automatically Tested Aug 2026 by Team RankingRight
- AllTrips annual plans from about $150 cover a year of trips
- SmartBenefits pays fixed delay claims automatically from flight data
Good
8.0
Visit Site
$172 · checked Sep 11
OneTrip Prime
50000 USD
5
Travel Guard (Preferred) - AIG's plans with the widest choice of add-ons — including pet, wedding and adventure riders — and a strong assistance network Tested Aug 2026 by Team RankingRight
- Riders for pets, weddings, adventure sports, rental cars, name-your-family-member
- Deluxe plan lifts medical to $100,000 and evacuation to $1 million
Fair
7.9
Visit Site
$164 · checked Sep 11
Preferred
50000 USD
6
Travelex Insurance Services (Travel Select) - Family-friendly pricing — children 17 and under are covered free on Travel Select — with solid mid-tier limits Tested Aug 2026 by Team RankingRight
- Kids 17 and under covered at no charge with an insured adult
- Second-lowest quote on our sample trip
Fair
7.9
Visit Site
$139 · checked Sep 11
Travel Select
50000 USD